About Us

ADMINISTERING A BETTER BENEFITS PACKAGE FOR YOU AND YOUR EMPLOYEES


T&M Group is a premier administrator of public works and public sector hour bank plans - providing services that assist the Prevailing Wage or Service Contract Act employer to accomplish and maintain  the following:


  • Compete on a level playing field with union contractors.
  • Bid more competitively and save money for both the employer and employee.
  • Take credit on a per employee per hour basis for the H&W fringe contribution.
  • Have fixed hourly rate for the cost of the benefit to convert monthly premiums to predetermined hourly rates.
  • Utilize an irrevocable third-party trust to hold fringe contributions in FDIC individual employee accounts.
         
    This work culminates in our major deliverable: reducing job-costs and  streamlining your business - leaving you free to concentrate on managing  other important aspects of your operation.

OUR TEAM. YOUR BUSINESS PARTNER.

With over 40 years of combined experience, our team has practiced extraordinary compliance and customer service of non-equal excellence. Contact us now to find out how we can help.

| Mike Bottinelli, CLU, ChFC, AIF |

President of Fringe Insurance Services, Inc.  - an Employee Benefits Firm providing benefit plans since 1990 for  Merit Shop contractors   doing prevailing wage work. Mike has been a  member of Associated    Builders and Contractors Southern California  Chapter, serving on the Merit Issues & Strategies Council. 

www.mbottinelli-fis.com 

| Tim Skaggs |

Since 1995, Tim has been providing exceptional quality in health care solutions to individuals and employer groups. Experience gained by working for the largest health plans in California provides Tim with unmatched expertise and insight into the operation, as well as pricing structure of current services offered throughout the industry. This  experience affords an edge in knowledge of providers, pricing, plan designs, and support to offer the best solutions for health care needs.